This is what you get with InChek’s program:

– Your own personal account manager

– Non-Sufficient Funds (NSF) check collection rates of 75-95%

– 100% of the face amount deposited to your account weekly

– Fast and efficient recovery

– Immediate notifications

– Payment priority – Electronic deposits are processed first each day

– Improved customer relations

– Electronic Check Re-Presentment and Centralized Returns

InChek began with processing bad checks and we continue to offer our service

Electronic check re-presentment is the depositing of a previously returned check. It is the quickest and most efficient method of NSF check recovery available. Combined with Centralized Returns, you’ll receive notifications a week faster than waiting for the bank, you will no longer be charged a fee by your bank, and you’ll see all of your images via our secure online portal

This is how it works:

As soon as the writer of a bad check funds his or her bank account, InChek electronically resubmits the check, then transfers the full amount to your account.

Recovery and reimbursement occur in less time and at less cost to you and your customer. The process is so seamless that often the customer isn’t aware he or she wrote a bad check.

You are kept informed every step of the way, and your personal account manager is always there to answer any questions or concerns you may have.

Our customer service staff is specially trained to create positive outcomes; if your check writers call us, we’ll take care of them.

Competitive rates with effective strategy.

True customer service with concern for your clients.

InChek is a full-service, licensed and bonded collection agency providing both accounts receivable and returned check collection services. Our collections program is headed by Lynda J. Scanlon, whose 25 years of experience with revenue recovery and collections management have created a program that even debtors compliment.

InChek’s approach to collections is based on the understanding that nobody likes being in debt, and that people respond better when treated with respect than they do to harassment and threats. Gentle but persistent pressure is the key to settling your accounts without sacrificing your relationships with your customers. InChek’s collection process begins and usually ends with a friendly letter and a phone call, and only escalates to credit bureau and database reporting, legal action and asset seizure if absolutely necessary.

CONSISTENCY: The most effective collection tool is immediate contact. InChek’s partnership with Karuna Financial enables consistent timing and follow-through by eliminating the delay of passing on delinquent accounts to other agencies. InChek is often able to contact a debtor, receive payment, and reimburse the merchant in a fraction of the time it would take an outside agency to do so.

SENSITIVITY: The collection specialists at InChek treat your customers like their own. They are trained to find payment solutions that work for the customer as well as for the merchant. By establishing a dialogue early and keeping the lines of communication open, they can resolve most situations in a way that ensures your customer relations are preserved.

COMMITMENT: InChek is dedicated to managing collections prudently in order to obtain payment while protecting your most valuable asset: your customers. Variable collection strategies allow InChek to meet the needs of both merchant and customer whenever possible. All collection activity is conducted in compliance with state laws and the federal Fair Debt Collection Practices Act.

InChek works closely with clients to facilitate the most effective recovery and offers debtors flexible payment plans and multiple payment options. InChek has established working relationships with attorneys and law enforcement agencies around the country to provide the best opportunity for successful recovery.

Do you run a business that regularly invoices the same customers?

The only thing better than automated invoicing is not having to invoice at all!

Automated payments provide the perfect solution by allowing you to set up periodic transfers from your customers’ bank accounts to yours.

Electronic funds transfers are a convenient method for receiving funds instantly.
Why let InChek fully automate your receivables?

Streamline your accounting by receiving your payments at the same time every week, month, quarter, etc.

Decrease invoicing and reliance on your customers mailing checks to your company.

Speed up account reconciliation for both you and your customers.

Electronic payments are significantly less expensive than credit card payments

Some of the myriad benefits of letting InChek fully automate your receivables for you:

Streamline your accounting by receiving your payments at the same time every week, month, quarter, etc.

Decrease invoicing and reliance on your customers mailing checks to your company.

Speed up account reconciliation for both you and your customers.

Electronic payments are significantly less expensive than credit card payments.

Returns/NSFs are automatically reprocessed.

Electronic Funds Transfers (EFTs) and checks by phone are a snap.

Deposit checks from work

Tired of making daily trips to the bank just to deposit your checks? Tired of paying someone else to pick up your checks and deposit them for you?

Whether your business receives 10 checks a day or 10 thousand, recent innovations in electronic processing can save you time and money. Thanks to the introduction of Accounts Receivable Conversion (ARC) and the passage of the Check Clearing Act for the 21st Century (“Check 21″), InChek can help you deposit your checks from the comfort of your own office simply by running them through a scanner connected to the Internet. The scanner creates a digital image of each check which gets routed to the check writer’s bank (for debit) and to yours (for credit).

Corporate checks, travelers’ checks, and other check types previously ineligible for electronic conversion can now be easily processed by InChek as easily as a standard consumer draft. Returns/NSFs are usually received within 3 days and can be automatically processed through our signature returned check program, translating into the quickest possible recovery.

InChek’s electronic check deposit program offers better data accuracy assurance and scalability than traditional lockbox programs. Regardless of check volume, your checks can all be directed to a central bank location; for higher-volume merchants, this eliminates the need for multiple regional collection points. And of course you can easily view and download check images and data at any time through our interactive Web interface.

FaxTeller – Now this is COOL!

Our proprietary new technology allows small volume check merchants to deposit checks through your fax machine! Seriously we’re not kidding.

Same features as our remote deposit program above, except that there is…
• No need for a check scanner
• Extremely affordable
• Our check carrier sleeves are manufactured in house and hold three checks each

Key Benefits of Electronic Deposit:

Reduced bank deposit fees

Next day funds availability

Returns available 3-10 days sooner than traditional models

Check acceptance remains significantly cheaper than credit card payments

Results and data can easily be downloaded and often interfaced with common accounting and bookkeeping software